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Financing

Being offered only 1- or 2-year loan terms? Facing ridiculously high interest rates? You don’t have to settle for financing that puts strain on your cash flow. AgDirect, backed by the nationwide Farm Credit System, offers longer loan terms, lower rates, and flexible options built specifically for farmers. Unlike traditional lenders focused on profit, AgDirect is part of a borrower-owned cooperative that exists to support agriculture—offering fast approvals, competitive rates, and a commitment to your success.
 
AgDirect offers:
  • Attractive rates
  • Easy application
  • Delayed payments - up to one year*
  • Financing terms from 2-7 years*
  • Zero down to those who qualify*
  • No early payoff penalty
  • Quick credit decisions
  • Dependable service

* Subject to approval

How to Apply for Financing with AgDirect

Ready to move forward? Give our sales team a call at 260-225-3429. One of our sales team members will walk you through every step of the process, from equipment selection all the way through to helping you apply for financing.

Interested in Other Financing Options?

The U.S. Department of Agriculture’s (USDA) Farm Service Agency (FSA) offers loans to help farmers and ranchers get the financing they need to start, expand or maintain a family farm. Visit farmers.gov/loans to learn more about FSA farm loans and try the Loan Assistance Tool to check your eligibility for FSA loans, discover FSA loan types, learn about loan requirements and walk through the easy-to-understand instructions for completing forms.

Contact your local USDA Service Center for more information.